Travel Coverage

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Your health insurance may not travel as well as you do.

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From vacation and business travelers to missionaries and ministry organizations, people traveling or working internationally can have coverage needs that don’t fit neatly into ordinary health insurance.

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The right coverage depends on where you’re going, how long you’ll be there, what coverage you already have, and what risks you need to protect against.

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Traveling for vacation or business?

Travel coverage can provide protection for more than medical bills. Depending on the plan, coverage may include:

• Emergency medical treatment

• Emergency medical evacuation

• Trip cancellation or interruption

• Lost or delayed baggage

• Other travel-related emergencies

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Your existing health insurance may provide some protection away from home — or very little outside the United States. Most Medicare coverage, for example, provides little or no coverage outside the U.S.

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→ Individuals & Families

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Missionary or ministry travel?

A short-term mission trip and a missionary living overseas for several years are very different insurance needs.

 

For mission teams in particular, emergency medical evacuation can be every bit as important as the medical coverage itself. A serious illness or injury in a remote location can create not only a medical problem, but a transportation problem.

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Navigator works with missionaries, churches and ministry organizations to help identify coverage appropriate to the assignment — from short-term mission trips to repeated international travel and longer-term international service.

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→ Missionary & Ministry Coverage

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Start with what you already have.

Before buying additional coverage, understand what your existing health insurance will — and won’t — do while you’re away.

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Then identify the gaps.

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Understand the need. Understand the coverage. Do the math.

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Not every traveler needs the same solution.

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Not sure which type of coverage fits?

Tell me where you’re going, how long you’ll be there, and what you’re trying to protect. We can start there.

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→ Contact Navigator Benefits